October 11, 2023

Navigating the intricacies of property taxes in Horry County, South Carolina, is a crucial aspect of property ownership. In this comprehensive guide, we’ll delve into the essential details of Horry County property taxes, including the critical distinction between Primary and Secondary residences, and the associated tax rates.

Unraveling the Basics of Horry County Property Taxes

Understanding the fundamental components of Horry County property taxes is the first step towards effective management. The Horry County Tax Payer Services website is the official repository for all pertinent information, covering aspects such as tax assessments, payment methods, and crucial deadlines.

Recent developments in Horry County property taxes have been highlighted in a detailed report by WPDE. Keeping abreast of any changes in tax policies is essential to make informed decisions regarding property ownership.

Primary vs. Secondary Residences: Deciphering the Tax Rates

A pivotal factor influencing property taxes in Horry County is the classification of your property as either a Primary or Secondary residence. The tax assessment rates are distinct for each category.

Primary Residence (4% Tax Rate): A property that serves as your primary dwelling qualifies for the 4% tax rate. This applies to residences that you primarily inhabit.

Secondary Residence (6% Tax Rate): In contrast, if your property is used for other purposes, such as rental or vacation, it is categorized as a secondary residence. The tax rate for secondary residences is set at 6%.

Minimum Required Documents for Application Consideration

1. Owner/Applicant(s) and Spouse: South Carolina License or Identification Card for ALL applicants.
2. Vehicle Information: South Carolina vehicle registration for all vehicles at the current address. For company-owned cars, provide registration displaying the business address.
3. Tax Returns:

• Federal with Schedules 1 & E
• State with Schedule NR, if applicable

1. Social Security Benefits:

• Most recent benefit letter.

If applicable:

• Copy of court-ordered “Complaint for Separate Support & Maintenance” agreement if separated.
• Divorce decree if less than 5 years.

For “Active” Military Personnel Only:

• Military Identification.
• Copy of current Orders for South Carolina.
• Copy of current “Leave and Earnings Statement” (LES) – please redact income information.
• Military members and their spouses MUST provide their driver’s license(s) and vehicle registration(s) regardless of where they are licensed or registered.
• If the owner or spouse is a “Citizen” of another country, a copy of the “Permanent Residence Card/Green Card” MUST be provided.

Additional Documentation Required Where Applicable:

• Copy of Trust or Recorded Certificate of Trust.
• Articles of Incorporation.
• Operating Agreement for LLC.
• Letter of Explanation.

Important Reminders:

• All necessary supporting documents must be provided within 15 days. Missing documents can be submitted via email (askTPS@horrycountysc.gov), fax (843-915-6040), or mail (1301 2nd Ave, Suite 1C08, Conway, SC 29526).
• Ensure your Property Identification Number (PIN) is referenced on your documents.
• If any supporting documents are unavailable, please provide a written explanation.
• Incomplete applications or those lacking supporting documents may result in denial. A new application with the necessary documentation will need to be submitted.
• We will thoroughly review, research, and verify your application, and will contact you if further information is needed.
• If you are married, your spouse must provide all required documentation, even if they do not have ownership of the property or do not occupy it.

Note for Mobile Homes:

Mobile homes must be titled with the Department of Motor Vehicles (DMV) and Registered with Manufactured Homes at the Assessor Office before initiating the Special Assessment process.

Maximizing Savings through Strategic Tax Assessment Management

Effectively managing your property’s tax assessment is pivotal in minimizing your overall tax liability. Understanding how your property’s value is determined and the factors influencing the assessment process is critical.

Factors impacting Tax Assessment include:

Location and Neighborhood: The neighborhood and location of your property play a significant role in its assessed value.

Property Size and Features: The size and unique features of your property are key factors considered in the assessment process.

Comparable Property Sales: Recent sales of properties similar to yours in the area are a crucial benchmark for assessment.

Challenging tax assessments is a right afforded to property owners. If you believe your property has been overvalued, you can contest the assessment, potentially leading to a reduction in your property tax bill.

Below are the physical locations to go in person.

The Road Ahead: Informed Property Tax Management

Navigating Horry County, South Carolina property taxes demands a comprehensive understanding of the tax structure and assessment process. The distinction between primary and secondary residences plays a pivotal role in determining the applicable tax rates. By staying informed about recent changes in tax policies and seeking expert advice when needed, property owners can optimize their approach to property taxes in this dynamic coastal county.

Remember, proactive tax management not only ensures compliance but can also lead to substantial savings in the long run. Leverage the resources at your disposal to make the most of your investment in Horry County, South Carolina.

Disclaimer: The information provided in this article is intended for general informational purposes only and should not be considered as professional advice. While we strive to ensure the accuracy and timeliness of the information presented, tax laws and regulations may change over time. Therefore, it is advisable to consult with a qualified tax professional or visit official government sources for the most up-to-date and personalized guidance regarding property taxes in Horry County, South Carolina. The author and publisher disclaim any liability for any actions taken based on the information provided in this article. Readers are encouraged to conduct their own research and seek professional advice as necessary.

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